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Best CD rates today, April 29, 2025

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We've rounded up today's highest available CD rates, many of which are above 4%.
The article from Fortune, published on April 29, discusses the current state of CD (Certificate of Deposit) rates, highlighting that the average rate for a 1-year CD has reached 4.29%, marking a significant increase from previous years. This rise is attributed to the Federal Reserve's efforts to combat inflation by raising interest rates. The article explains that while CDs offer a safe investment option with guaranteed returns, the rates vary widely among financial institutions, with online banks typically offering higher rates than traditional brick-and-mortar banks. It also advises potential investors to compare rates and terms carefully, consider the impact of early withdrawal penalties, and assess their financial goals before committing to a CD. The piece concludes by noting that despite the attractive rates, investors should remain aware of the broader economic context and potential future rate changes.

Read the Full Fortune Article at:
[ https://fortune.com/article/cd-rates-4-29-25/ ]