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CD rates today, May 30, 2025

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
We've rounded up today's highest available CD rates, many of which are above 4%
The article from Fortune discusses the current state of CD (Certificate of Deposit) rates, highlighting that some banks are now offering rates as high as 5.30% to 5.25% for certain terms, which is significantly higher than the national average of 1.76% for a 12-month CD. It points out that these high rates are being offered by online banks and credit unions, such as Andrews Federal Credit Union and Merchants Bank of Indiana, which can afford to offer higher rates due to lower overhead costs compared to traditional brick-and-mortar banks. The article advises consumers to shop around for the best rates, consider the term length that suits their financial goals, and be aware of potential penalties for early withdrawal. It also notes that while CDs are a low-risk investment, the rates are still subject to change and might not keep up with inflation over the long term.

Read the Full Fortune Article at:
[ https://fortune.com/article/cd-rates-5-30-25/ ]