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Top CD rates today, May 21, 2025

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
We've rounded up today's highest available CD rates, many of which are above 4%
The article from Fortune, published on May 21, 2024, discusses the current state of CD (Certificate of Deposit) rates, highlighting that the top nationally available rate for a 1-year CD has reached 5.21% APY, offered by CIBC Bank USA. It also notes that the highest rate for a jumbo CD, which requires a minimum deposit of $100,000, stands at 5.25% APY from the same bank. The article provides a detailed list of the top 15 rates for standard CDs and the top 15 rates for jumbo CDs, emphasizing that these rates are significantly higher than the national averages of 1.76% for 1-year CDs and 1.81% for 5-year CDs. Additionally, it advises readers to consider locking in these high rates due to potential future rate cuts by the Federal Reserve, and it includes a methodology section explaining how the rates were compiled and verified.

Read the Full Fortune Article at:
[ https://fortune.com/article/cd-rates-5-21-25/ ]