Tue, May 6, 2025

[ Tue, May 06th 2025 ]: news4sanantonio

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[ Tue, May 06th 2025 ]: Fortune

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Best CD rates today, May 5, 2025

We've rounded up today's highest available CD rates, many of which are above 4%.

The article from Fortune discusses the current state of Certificate of Deposit (CD) rates, highlighting that some banks are now offering rates as high as 5.5% to 5.75% for certain terms, which is significantly higher than the national average of 1.72% for a 12-month CD. This surge in rates is attributed to the Federal Reserve's efforts to combat inflation through a series of rate hikes, pushing banks to offer more competitive yields to attract depositors. The article advises consumers to shop around for the best rates, as online banks and credit unions often provide higher yields than traditional brick-and-mortar institutions. It also notes that while CDs can offer a safe way to grow savings, they come with the trade-off of locking in funds for a fixed term, which might not be ideal for everyone depending on their financial needs and goals.

Read the Full Fortune Article at:
https://fortune.com/article/cd-rates-5-5-25/


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